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Customers can choose whether to save their card. This enables future card-on-file (COF) transactions and merchant-initiated transactions (MITs)."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Consent already obtained:"]}," Skip the consent request on payment page. Use this when you've already obtained consent elsewhere (e.g., during registration). Cards are automatically stored for future use."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Don't ask for consent:"]}," Never request or store payment methods. Card-on-file components won't be rendered and merchant-initiated transactions (MITs) won't be possible. If selected, a warning about MIT and COF capabilities being disabled is displayed. Click ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["I understand"]}," to proceed. 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This offers higher security, but may increase payment friction and lead to lower conversion rates."]}]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"step-3-configure-your-card-settings","__idx":3},"children":["Step 3: Configure your card settings"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["In the ",{"$$mdtype":"Tag","name":"em","attributes":{},"children":["New card settings"]}," section, choose whether or not to require subsequent MITs. If you tick ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Subsequent MIT Required"]},", initial card entry will set the challenge indicator to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["challenge requested"]}," to establish consent for future transactions. Choose this if you need recurring payments or subscriptions.",{"$$mdtype":"Tag","name":"Image","attributes":{"src":"/assets/authentication-general-settings.9d3a251b89ab6369b1e0d4f1fcc56f259488bd5b4187ea0c42787cf3ee86698c.fa48401d.svg","alt":"","withLightbox":true,"className":"screenshot","width":"","height":""},"children":[]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Next, choose whether or not to enable address verification. If you tick ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Enable AVS (Address Verification)"]},", customers will be required to enter their billing address when using a new card.",{"$$mdtype":"Tag","name":"Image","attributes":{"src":"/assets/authentication-new-card-settings.eb1688635a5ce8a2bdbcdd99bd79d07a87500dc62e4c3af4ada55e871e1d1906.fa48401d.svg","alt":"","withLightbox":true,"className":"screenshot","width":"","height":""},"children":[]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["In the ",{"$$mdtype":"Tag","name":"em","attributes":{},"children":["Card on file settings"]}," section, choose whether or not to require a CVC. If you tick ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Require CVC on Card on File"]},", customers will be required to enter their CVC when using a stored card.",{"$$mdtype":"Tag","name":"Image","attributes":{"src":"/assets/authentication-cof-settings.67e6d5bcf5fe0771d9f719f3239e550aafaae5303930c07efca14bb7ca7201c2.fa48401d.svg","alt":"","withLightbox":true,"className":"screenshot","width":"","height":""},"children":[]},{"$$mdtype":"Tag","name":"Admonition","attributes":{"type":"info"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["CVC entry is always required for new cards, regardless of which option you choose here."]}]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"step-4-save-your-settings","__idx":4},"children":["Step 4: Save your settings"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["When you're done with your changes, click ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Save"]}," in the top right to confirm them. They'll instantly be applied to your drop-in."]},{"$$mdtype":"Tag","name":"Image","attributes":{"src":"/assets/save-authentication-settings.79015d93174453d074204051db2274732b16c787cece2b20ebe639a8ca65b3a7.fa48401d.png","alt":"Screenshot of where to click the Save button in the Authentication settings","withLightbox":true,"className":"screenshot","width":"","height":"","align":"center"},"children":[]}]},"headings":[{"value":"Authentication settings","id":"authentication-settings","depth":1},{"value":"Step 1: Go to the Authentication settings page","id":"step-1-go-to-the-authentication-settings-page","depth":2},{"value":"Step 2: Configure your general settings","id":"step-2-configure-your-general-settings","depth":2},{"value":"Step 3: Configure your card settings","id":"step-3-configure-your-card-settings","depth":2},{"value":"Step 4: Save your settings","id":"step-4-save-your-settings","depth":2}],"frontmatter":{"seo":{"title":"Authentication settings"}},"lastModified":"2026-04-10T11:34:30.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/guides/checkout/drop-in/authentication","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}