{"templateId":"markdown","sharedDataIds":{"sidebar":"sidebar-guides/sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":["sub-heading","cards","card"]},"type":"markdown"},"seo":{"title":"Smart Routing","description":"Transform your commerce with PXP's unified platform—seamless payments, real-time insights, and global growth in one powerful integration.","lang":"en-UK","siteUrl":"https://developer.pxp.io","llmstxt":{"hide":false,"sections":[{"title":"Table of contents","includeFiles":["**/*"],"excludeFiles":[]}],"excludeFiles":[]}},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"smart-routing","__idx":0},"children":["Smart Routing"]},{"$$mdtype":"Tag","name":"SubHeading","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Use our routing engine to ensure every transaction follows the smartest path."]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["PXP's Smart Routing is an intelligent payment routing solution designed to maximise transaction approval rates, reduce processing costs, and ensure uninterrupted payment operations for merchants. Rather than directing all transactions through a single payment provider, Smart Routing dynamically evaluates each transaction in real time and routes it to the most appropriate acquirer, based on configurable business rules and live acquirer performance data."]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":2,"cardMinWidth":240},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"How it works","icon":"info-circle","imagePosition":"start","iconPosition":"auto","layout":"vertical","align":"start","variant":"filled","to":"/guides/smart-routing/how-it-works"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Learn about PXP's Smart Routing service."]}]},{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Activation","icon":"screwdriver-wrench","imagePosition":"start","iconPosition":"auto","layout":"vertical","align":"start","variant":"filled","to":"/guides/smart-routing/activation"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Activate the Smart Routing service to start creating rulesets and routing payments."]}]},{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Create rulesets","icon":"images/icon-ruleset.svg","iconRawContent":"<svg width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M14.5 8C14.775 8 15 8.225 15 8.5V10.1992H21.75C21.8873 10.1992 21.9996 10.3121 22 10.4492V17H23.5C23.775 17 24 17.225 24 17.5V23C24 23.275 23.775 23.5 23.5 23.5H17.5C17.225 23.5 17 23.275 17 23V17.5C17 17.225 17.225 17 17.5 17H20V12.1992H15V14C15 14.275 14.775 14.5 14.5 14.5H12.4004V17H14.5C14.775 17 15 17.225 15 17.5V23C15 23.275 14.775 23.5 14.5 23.5H8.5C8.225 23.5 8 23.275 8 23V17.5C8 17.225 8.225 17 8.5 17H10.4004V14.5H8.5C8.225 14.5 8 14.275 8 14V8.5C8 8.225 8.225 8 8.5 8H14.5ZM10.25 21.25H12.75V19.25H10.25V21.25ZM19.25 21.25H21.75V19.25H19.25V21.25ZM10.25 12.25H12.75V10.25H10.25V12.25Z\" fill=\"#25288A\"/><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M27.75 2C28.9937 2 30 3.00625 30 4.25C30 5.22803 29.3749 6.06165 28.5 6.37109V25.6289C29.3749 25.9384 30 26.772 30 27.75C30 28.9937 28.9937 30 27.75 30C26.772 30 25.9384 29.3749 25.6289 28.5H6.37109C6.06165 29.3749 5.22803 30 4.25 30C3.00625 30 2 28.9937 2 27.75C2 26.772 2.62513 25.9384 3.5 25.6289V6.37109C2.62513 6.06165 2 5.22803 2 4.25C2 3.00625 3.00625 2 4.25 2C5.22803 2 6.06165 2.62513 6.37109 3.5H25.6289C25.9384 2.62513 26.772 2 27.75 2ZM4.25 27C3.83438 27 3.5 27.3344 3.5 27.75C3.5 28.1656 3.83438 28.5 4.25 28.5C4.66563 28.5 5 28.1656 5 27.75C5 27.3344 4.66563 27 4.25 27ZM27.75 27C27.3344 27 27 27.3344 27 27.75C27 28.1656 27.3344 28.5 27.75 28.5C28.1656 28.5 28.5 28.1656 28.5 27.75C28.5 27.3344 28.1656 27 27.75 27ZM5.75 26.25H26.25V5.75H5.75V26.25ZM4.25 3.5C3.83438 3.5 3.5 3.83438 3.5 4.25C3.5 4.66563 3.83438 5 4.25 5C4.66563 5 5 4.66563 5 4.25C5 3.83438 4.66563 3.5 4.25 3.5ZM27.75 3.5C27.3344 3.5 27 3.83438 27 4.25C27 4.66563 27.3344 5 27.75 5C28.1656 5 28.5 4.66563 28.5 4.25C28.5 3.83438 28.1656 3.5 27.75 3.5Z\" fill=\"#25288A\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"vertical","align":"start","variant":"filled","to":"/guides/smart-routing/create-rulesets"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Create a ruleset, add rules with routing conditions, enable them, and activate the ruleset to start routing payments."]}]},{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Manage rulesets","icon":"gear","imagePosition":"start","iconPosition":"auto","layout":"vertical","align":"start","variant":"filled","to":"/guides/smart-routing/manage-rulesets"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Update or delete an existing ruleset and its associated rules."]}]},{"$$mdtype":"Tag","name":"Card","attributes":{"title":"View changelogs","icon":"clock-rotate-left","imagePosition":"start","iconPosition":"auto","layout":"vertical","align":"start","variant":"filled","to":"/guides/smart-routing/view-changelogs"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["See what changes have been made to a rule or ruleset over time."]}]},{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Release notes","icon":"calendar-lines","imagePosition":"start","iconPosition":"auto","layout":"vertical","align":"start","variant":"filled","to":"/guides/smart-routing/release-notes"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Coming soon."]}]}]}]},"headings":[{"value":"Smart Routing","id":"smart-routing","depth":1}],"frontmatter":{"seo":{"title":"Smart Routing"}},"lastModified":"2026-06-25T10:17:20.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/guides/smart-routing","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}