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Testing 3DS and PSD2

Try out different 3DS and PSD2 scenarios.

Use any expiration date in the future and any valid CVC code.

3DS scenarios

ScenarioSchemeCard number
Authentication successful
(transaction status = Y)
Visa4570020000000851
Authentication successful
(transaction status = A)
Visa4570020000000067
Authentication failed
(transaction status = N)
Visa4570010000000076
Authentication failed
(transaction status = U)
Visa4570020000000083
Authentication rejected
(transaction status = R)
Visa4570010000000092
Authentication stepped up to challenge
(transaction status = C)
Visa4570020000000018
Authentication successful
(transaction status = Y)
MasterCard5266001055000588
Authentication successful
(transaction status = A)
MasterCard5266001055000075
Authentication failed
(transaction status = N)
MasterCard5266001055000083
Authentication failed
(transaction status = U)
MasterCard5266001055000091
Authentication rejected
(transaction status = R)
MasterCard5266001056000108
Authentication stepped up to challenge
(transaction status = C)
MasterCard5266001055000026
Authentication successful
(transaction status = Y)
Amex375987130000321
Authentication successful
(transaction status = A)
Amex375987130000073
Authentication failed
(transaction status = N)
Amex375987140000089
Authentication failed
(transaction status = U)
Amex375987130000107
Authentication rejected
(transaction status = R)
Amex375987130000099
Authentication stepped up to challenge
(transaction status = C)
Amex375987140000022
Authentication successful
(transaction status = Y)
Diners384444444400077
Authentication successful
(transaction status = A)
Diners3833333333000075
Authentication failed
(transaction status = N)
Diners3844444444000081
Authentication failed
(transaction status = U)
Diners3833333333000091
Authentication rejected
(transaction status = R)
Diners3844444444000107
Authentication stepped up to challenge
(transaction status = C)
Diners3844444444000024
Authentication successful
(transaction status = Y)
Discover6011060000000560
Authentication successful
(transaction status = A)
Discover6011030000000076
Authentication failed
(transaction status = N)
Discover6011060000000081
Authentication failed
(transaction status = U)
Discover6011030000000092
Authentication
(transaction status = R)
Discover6011060000000107
Authentication stepped up to challenge
(transaction status = C)
Discover6011060000000024

When the authentication is stepped up to challenge, post the challengeData to the acsUrl. The following screen is displayed:

Screenshot of the 3DS challenge form

Choose the outcome that you want to simulate:

  • Authentication successful - CRes has transaction status Y.
  • Authentication failed - CRes has transaction status N.
  • Authentication rejected - CRes has transaction status R.
  • User verification error occurred.
  • User verification error occurred and CRes is not sent.
  • Authentication failed - user cancelled authentication.

Additional scenarios

ScenarioSchemeCard number
Device fingerprinting supportedMasterCard5266001055000588
Device fingerprinting not supportedVisa4570020000000851

PSD2 scenarios

ScenarioSchemeAmountCard number
SCA is mandatedVisa4570020000000851
SCA isn't mandatedDiners3844444444000073
Apply LVP exemptionMasterCard13.505266001055000117
Apply TRA exemptionMasterCard13.50 or 135.505266001055000117
Apply TRA exemptionVisa135.504570020000000109